BSi administers and pays claims for both self-funded and level-funded employer health plans nationwide. Our cost-effective, customer-focused approach, including managed care coordination, helps reduce overall plan expenses while ensuring employees receive timely, high-quality support and care. By offering flexible plan designs and expert claims management, we help employers maintain control over healthcare spending without sacrificing service or coverage quality.

BSi offers self-funded dental plans allowing employers to directly fund their employees’ dental benefits instead of purchasing traditional dental insurance. Under this model, the employer pays claims as they occur, often leveraging a national provider network or using usual and customary fee schedules. Self-funded dental plans offer significant advantages, including cost savings, customizable plan design, and greater transparency into dental care utilization and expenses.

A self-funded short-term disability (STD) plan is funded directly by the employer rather than through an insurance carrier. This benefit provides income replacement for eligible employees who are temporarily unable to work due to illness, injury, surgery, or other qualifying medical conditions. With self-funding, employers determine the benefit amounts, waiting periods, and duration of coverage—offering increased flexibility, cost control, and the potential for long-term savings.

BSi helps employers offer flexible, cost-saving benefit accounts that put employees in control of their healthcare dollars. Our services include Health Reimbursement Arrangements (HRAs) (employer-funded), Flexible Spending Accounts (FSAs) (employee-funded), Health Savings Accounts (HSAs) (employee-owned and portable), and specialized programs like Limited-Purpose FSAs, Dependent Care FSAs, Commuter Benefits, and Lifestyle Accounts. These accounts maximize savings, support financial wellness, and deliver meaningful, cost-effective benefits for your workforce.

MEC Plans provide the essential health coverage required by law, helping employees stay protected while meeting ACA requirements. Enhanced MEC Plans go a step further, offering additional benefits or lower out-of-pocket costs for more comprehensive coverage—giving employees extra peace of mind without the cost of a full traditional plan.